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If you’re buying a home, one question you might wonder is this: Is home insurance required when you own a house?

In many cases, homeowners insurance is indeed mandatory—and even in cases where it isn’t absolutely necessary, it’s still a good idea. To help you understand why, we’ve put together this Home Buyer’s Guide to Home Insurance, which will help walk you through what you need to know from beginning to end.

In this first article, we’ll introduce you to what homeowners insurance is, why it’s often essential, and what can go wrong if you don’t have it.

What is homeowners insurance?

With home insurance, as with other types of coverage (including health insurance), you pay a relatively small amount of money either monthly or annually in exchange for the promise that your provider will help you pay for unexpected costs you might incur as a homeowner.

What can

October 13, 2020 [email protected]_84

First projects to tackle after buying a house

home remodeling

When it comes to renovating your new home, it can be difficult to decide what to do first.

Melissa Perlman and Mark Burns closed on their beach cottage in Delray Beach, Florida, nearly two weeks ago.

The first project they tackled was landscaping. The home, built in 1956, was recently renovated.

“It was move-in ready and pretty perfect in our eyes,” says Perlman, president and founder of BlueIvy Communications, a public relations agency. “We live on a semi-active road, so our landscaper put in Colusa plants that will grow and eventually provide more privacy in our front yard.”

Before writing up a to-do list, take a good look at your budget, one expert advises. “Don’t spend too much money on over-improvements,” says Artur Muller, founder and CEO of Amluxe Realty in Lighthouse Point, Florida. “Create a maximum budget for renovations, which will keep your spending in line with comparable

October 12, 2020 [email protected]_84

Holm Auto Good News: Salina Tech students eager to learn, while remodeling Ashby House shelter – News – The Hutchinson News

remodeling

Pumped with zeal and strapped into a loaded carpenter’s belt, Jordan Castaneda greeted Salina Technical College classmates for some on-the-job learning.

“I’m ready to get this party going,” said the 18-year-old Salinan on Wednesday, aching for some construction work after spending weeks mostly in a classroom.

The budding builders were “chomping at the bit. They’ve been in the classroom since the start of the semester (Aug. 20),” said Kevin Watters, Salina Tech construction technology instructor.

His crew that ranges in size from eight to 11, was eager to join in the remodel of an Ashby House shelter at 158 S. Eighth.

“I love getting hands on, in the action. The days go faster. It feels like forever in the classroom,” said Castaneda, a 2020 Salina Central High School graduate, who credits his uncle, Mario Martinez, owner of a Salina construction business, for introducing him to the trade, and gifting him

October 12, 2020 [email protected]_84

Real Estate Market: Rent or Buy a House During Covid? Home Hunters Explain Moves

home

Maybe it’s too many months living and working in the same cramped quarters. Or the ultra-low mortgage rates. For some, spending less during the pandemic means they finally have enough saved for a down payment.

All that is prompting people to ask themselves whether now is the time to buy a home — even as the long-term outlook for the real-estate market remains uncertain.

There’s been a burst of home buying across the U.S., especially in suburbs outside cities where people were cooped up during the spring Covid-19 lockdown. In August, contracts to buy single-family houses in Greenwich, Connecticut, nearly tripled from a year earlier. Contracts were up 57% in nearby Westchester County.

Homes Get Scarce

The supply of single-family homes in the U.S. is getting tight

Capital Economics Ltd., U.S. Census, National Association of Realtors

The U.S. market is so hot that the supply of homes for sale is

October 12, 2020 [email protected]_84

Holm Auto Good News: Salina Tech students eager to learn, while remodeling Ashby House shelter – News – Salina Journal

remodeling

Pumped with zeal and strapped into a loaded carpenter’s belt, Jordan Castaneda greeted Salina Technical College classmates for some on-the-job learning.

“I’m ready to get this party going,” said the 18-year-old Salinan on Wednesday, aching for some construction work after spending weeks mostly in a classroom.

The budding builders were “chomping at the bit. They’ve been in the classroom since the start of the semester (Aug. 20),” said Kevin Watters, Salina Tech construction technology instructor.

His crew that ranges in size from eight to 11, was eager to join in the remodel of an Ashby House shelter at 158 S. Eighth.

October 9, 2020 [email protected]_84

Abandoned house and companion cottage win Petaluma’s top renovation award

renovation

When Karen Brown went searching for a property in Petaluma where she and a longtime friend might co-invest and coexist, there was nothing on the market that fit the bill. It was 2013, the nation was coming out of a deep recession and the pickings were slim, especially for affordable properties with two units or enough area to build an accessory dwelling. So Brown walked the streets of the old west side and ended up beating the bushes — literally — to find her dream home hidden among an overgrowth of acacias.

The house was so concealed she almost missed it. A “no trespassing“ sign did not encourage exploration. But she was intrigued. There, set back on a third of an acre, was an abandoned shack with plywood nailed over the doors. It had no foundation and perched on piers in the ground. It hadn’t been occupied in at least

October 7, 2020 [email protected]_84

Clayton Kershaw will be right at home during first pro start in Arlington, even if he can’t actually be in his house

home

ARLINGTON — You think these playoffs are weird?

a man wearing a blue hat: Los Angeles Dodgers starting pitcher Clayton Kershaw looks at a video replay during the first inning in Game One of the National League Division Series at Globe Life Field in Arlington, Texas, Tuesday, October 6, 2020. The Dodgers are facing the San Diego Padres.

© Tom Fox/The Dallas Morning News/The Dallas Morning News/TNS
Los Angeles Dodgers starting pitcher Clayton Kershaw looks at a video replay during the first inning in Game One of the National League Division Series at Globe Life Field in Arlington, Texas, Tuesday, October 6, 2020. The Dodgers are facing the San Diego Padres.

Try being Clayton Kershaw.

On Wednesday, Kershaw will start a game as a professional in what amounts to his hometown for the first time in his Hall of Fame career. It should be one of two final boxes to check on his Hall of Fame career checklist. The other: Pick up a World Series trophy, which he might just do in three weeks. Also, if he’s lucky, that’s when he’ll see his Highland Park home again.

He and his wife, Ellen, are in pandemic playoff limbo. They packed up

October 7, 2020 [email protected]_84

Stephen Miller Tests Positive as White House Outbreak Grows

home improvement cast

Here’s what you need to know:

Stephen Miller, the president’s top speechwriter, has tested positive for coronavirus. — Credit…Anna Moneymaker for The New York Times

On Tuesday evening, senior administration officials confirmed that Stephen Miller, Mr. Trump’s top speechwriter and a policy adviser, had tested positive for the coronavirus, joining a growing list of Mr. Trump’s close aides who have the virus.

“Over the last five days I have been working remotely and self-isolating, testing negative every day through yesterday,” Mr. Miller said in a statement. “Today, I tested positive for Covid-19 and am in quarantine.”

Mr. Miller is married to Katie Miller, Vice President Mike Pence’s communications director. A senior administration official said Ms. Miller, who contracted the virus this spring and returned to work in May, was tested Tuesday morning and was negative for any new infection.

On Tuesday, many White House offices were empty as officials stayed

October 6, 2020 [email protected]_84

Trump Uses His Return to White House as Reckless Photo Op

home

Three days after a high fever and oxygen crisis put him in the hospital, coronavirus-infected Donald Trump returned to the White House and pulled off his mask for a photo-opportunity that was immediately turned into a video meant to show he had beaten COVID-19.

But even Trump’s own doctor concedes that he “may not entirely be out of the woods yet,” and the president appeared to be winded after climbing the steps to the White House to pose between two American flags.

Several staffers stood nearby as he tucked his mask into his suit pocket and saluted Marine One, which had landed on the lawn minutes earlier. At one point, he walked into the building—still not wearing a mask—and then returned to the balcony for a re-shoot.

The display of optics over safety came hours after Trump—who has been given two experimental treatments and a heavy-duty steroid—tweeted a message that

October 5, 2020 [email protected]_84

White House Staffers Exhibiting Covid-19 Symptoms Urged To Stay Home

lowe's home improvement

Topline

White House staffers have reportedly been urged to stay home and not come to work if they exhibit any symptoms of Covid-19, days after President Donald Trump, First Lady Melania Trump and numerous other close associates were tested positive for the disease with Trump being hospitalized at the Walter Reed Medical Center.

Trump Virus Outbreak — White House staffers have been asked to stay home if they experience Covid-19 symptoms.

ASSOCIATED PRESS

Key Facts

According to an internal White House email obtained by New York Magazine’s Olivia Nuzzi on Sunday night, White House staffers who show any symptoms have also been directed to “immediately contact your primary care provider” and “inform their supervisors.”

The guidance from the White House comes almost three days after the president first announced that he and his wife have been infected.

The White House has been criticized for its lax policies on mask-wearing and social distancing, with

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Tag: house

Is Home Insurance Required When You Buy a House?

What is homeowners insurance?

First projects to tackle after buying a house

Holm Auto Good News: Salina Tech students eager to learn, while remodeling Ashby House shelter – News – The Hutchinson News

Real Estate Market: Rent or Buy a House During Covid? Home Hunters Explain Moves

Homes Get Scarce

Holm Auto Good News: Salina Tech students eager to learn, while remodeling Ashby House shelter – News – Salina Journal

Abandoned house and companion cottage win Petaluma’s top renovation award

Clayton Kershaw will be right at home during first pro start in Arlington, even if he can’t actually be in his house

Stephen Miller Tests Positive as White House Outbreak Grows

Here’s what you need to know:

Trump Uses His Return to White House as Reckless Photo Op

White House Staffers Exhibiting Covid-19 Symptoms Urged To Stay Home

Topline

Key Facts