The Chicest E-Commerce Site for Entertaining at Home Like the One Percent

Photo credit: Houses & Parties
Photo credit: Houses & Parties

From Town & Country

While most of us have spent quarantine binging The Sopranos and baking cookies, Rebecca Gardner has used her seven months sheltered in her Savannah home crafting and curating an exquisite online shop of everything you might need (and definitely will want) to throw a party. Parties now? you might wonder, since, of all the things that Covid-19 upended, one of the most devastating (to a certain set) was the cancellation of so many gatherings—no more weddings or galas, cocktail parties or elegant dinners.

Photo credit: Rebecca Gardner
Photo credit: Rebecca Gardner

But when this pandemic ends, the parties will resume, and it would help to be prepared. Even now, depending on each state’s restrictions, gatherings are allowed—and a small backyard dinner is still no excuse to skimp on the fine details.

Enter Gardner. “I’ve had a shop in my head for as long as I

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Microsoft: Most employees can work from home less than 50 percent of the time

Microsoft officials this week set some new official guidelines for work-from-home for the company’s 166,000 or so employees as of 2019. Most employees will be able to work from home part-time, meaning less than 50 percent. With manager approval, some will have the option to work from home full-time.

The new rules are the result of the ongoing COVID-19 coronavirus pandemic. In early March, Microsoft began setting policies around which employees could and should work from home. In July, Microsoft officials said the company planned to reopen its offices partially in January 2021 at the earliest.

Then, as now, some employees are required to be onsite, depending on employees’ roles.

Microsoft management began circulating the new work-from-home rules selectively earlier this week, according to my contacts. The Verge reported on October 9 that Microsoft’s Chief People Office Kathleen Hogan also said employees could have the option of working from

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Mortgage Loans in Forbearance Declines in U.S. to 6.87 Percent

The Mortgage Bankers Association is reporting in their most recent Forbearance and Call Volume Survey that the total number of loans now in forbearance decreased by 6 basis points from 6.93% of servicers’ portfolio volume in the prior week to 6.87% as of September 20, 2020. According to MBA’s estimate, 3.4 million homeowners are in forbearance plans.

The share of Fannie Mae and Freddie Mac loans in forbearance dropped for the 16th week in a row to 4.46% – a 9-basis-point improvement. Ginnie Mae loans in forbearance remained flat compared to the previous week at 9.15%, and the forbearance share for portfolio loans and private-label securities (PLS) also remained flat, at 10.52%. The percentage of loans in forbearance for depository servicers decreased 7 basis points to 7.11%, and the percentage of loans in forbearance for independent mortgage bank (IMB) servicers decreased 3 basis points to 7.23%.

“The share of loans

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